Luckily I didn’t go into debt too bad this year and I don’t think I am paying for anything that I got for Christmas now. I did use money I was wanting to spend on other things and now I am having to wait to get more money, but I have no credit card debts [...]

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It looks like 2008 is behind us and a new year is on the horizon. I had a pretty good year in 2008, but I hope 2009 is much better! I guess this is the time we start making those new year resolutions. I know today many people will be claiming to never smoke again, [...]

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