Awards for Everyone

Luckily I didn’t go into debt too bad this year and I don’t think I am paying for anything that I got for Christmas now. I did use money I was wanting to spend on other things and now I am having to wait to get more money, but I have no credit card debts or things like that. I know some people will go into debt so bad on Christmas, they are still paying for it when the next Christmas rolls around.

I think a lot of people fear the economy that we are in right now and took it easy this Christmas. Others just didn’t have the money to spend on Christmas, due to the fact we have to pay so much more for gas at the pumps. I know my buddy Jim Cramer from CNBC says that we are headed for a recession. He’s the smartest man on Wall Street and he’s probably right.

I hope that too many of you didn’t go into a large hole this past Christmas. If you’re in debt right now from Christmas, get out now and earn the money to finish paying it off. The summer of 2008 could be a bad one for our country economically. I think a lot will hinge on the gas prices this summer at the pumps.

It looks like 2008 is behind us and a new year is on the horizon. I had a pretty good year in 2008, but I hope 2009 is much better! I guess this is the time we start making those new year resolutions. I know today many people will be claiming to never smoke again, drink alcohol or probably the most popular one, to lose weight! All of those bad habits we have we try to put a stop to them at midnight tonight. Some will break their commitments on New Year’s Day; while others will make theirs last for a few days. I see no problem with making a new year’s resolution and then breaking it soon after. At least you try and the amount of time that you can go without a bad habit is the better person it makes you and you probably get some health benefits from it too.

I think a good new year’s resolution for me would be to watch less television. I spend a lot of time watching tv and if I could cut out some of my time in front of the tube and made better use of that time, I could get so much more done. I guess I have all day to think about what I will try to stop or what goals I might set for myself this year. Join with me and try to make a new year’s resolution for your self too! HAPPY NEW YEAR!